Category: Mortgages

If your answer is ‘I’m not sure’ to either of these questions, then you may not know how a rise in the Bank of England Bank Rate (also known as the ‘Base Rate’) might affect…

Average house prices at all time high The Nationwide Building Society’s latest house price index data shows that the UK average house price has hit an all-time high at £186,500, with annual house price inflation…

Through one of our local estate agency contacts we were asked to contact their clients who were struggling to arrange a mortgage on their purchase. They had spoken to their own bank and one of…

One of our clients recommended that their colleagues speak to us about their mortgage. The couple lived on site at the private school where one of them worked. As a senior member of the staff…

You may have read or heard about what the media has described as the ‘new lifestyle quiz to secure a mortgage’ – the Mortgage Market Review, which came into effect on 26th April. Whilst there…

The Guardian has recently highlighted an innovative way in which buy to let landlords can raise capital on their buy to let property via an interest-free loan, although doing so will cost them a share…

The Government’s Help to Buy (HTB) scheme has brought the prospect of home ownership closer for thousands of consumers in the UK. Whether you are planning to use HTB to buy your first home or…

In October 2013 we received an enquiry from a property investor wishing to purchase a buy to let property in Chichester. The purchase was for £243,000 and they had £125,000 of cash to invest. Sounds…

The New Year often brings resolutions that last for a while and then somehow get overtaken by events; that annual diet, the idea that a ‘dry January’ would be good, the promise to never play…

                Personal finance data company Moneyfacts has just released figures that show the number of mortgages for borrowers who only have a small deposit has increased by almost…