Tag: IFA

When loyalty costs

29th Oct 2018

By Richard Smith

When loyalty costs more

Posted in Financial Planning

Tags: Cash ISA, Chichester-based IFA, IFA, mortgage, protection insurances, Stocks and Shares ISA

Do not lose out on 2017 allowances

26th Feb 2018

By Hamish Gairns

Don’t lose out on 2017 allowances

Posted in Investments

Tags: Cash ISA, Chichester IFA, Child Trust Fund, help to buy ISA, IFA, Innovative Finance ISA, ISA, JISA, Junior ISA, Lifetime ISA, pension, Stocks and Shares ISA, tax year

Brains versus brawn; is a university education worth the investment?

29th Aug 2017

By Richard Smith

Brains versus brawn; is a university education worth the investment?

Posted in Investments

Tags: Chichester-based IFA, disposable income, equity release, financial advice, financial services, household, IFA, income, investment, later-life, local IFA, MarchwoodIFA, retired, retirees, rich and poor gap, savings, university education

Falling income; budget and savings planner

27th Jun 2017

By Hamish Gairns

Falling income budget and savings planner

Posted in Financial Planning

Tags: buget, finance plan, IFA, income, Independent Financial Advisor, interest rate, ISA, Lifetime ISA, living costs, loans, minimum wage, mortgage, NLW, pension, savings, wages

Housing market news; white paper reforms

18th May 2017

By James Mayne

Housing market news

Posted in Mortgages

Tags: fixing broken housing market, generation rent, green belt, help to buy ISA, homeowner, house prices, housing demand, housing market, housing policy, IFA, Lifetime ISA, lifetime mortgage, MarchwoodIFA, over 55's, regeneration

ISA allowance for this tax year FY16 runs out soon

7th Mar 2017

By Richard Smith

ISA allowance for tax year 2016 runs out soon

Posted in Investments, ISA

Tags: Cash ISA, current tax year, expert, fy16, FY16/17, IFA, inheritance tax, investment, ISA allowance, savings, Stocks and Shares ISA

Why lifetime mortgages are growing in popularity

18th Feb 2017

By Hamish Gairns

Why lifetime mortgages are growing in popularity

Posted in Equity Release

Tags: annuity, drawdown, EIS, equity release, Equity Release Council, ERC, home reversion, IFA, IHT, inheritance tax, ISA, lifetime mortgage, Living Inheritance, Living Inheritance Planning, loan-to-values, LTV, lump sum, pension

2016 roundup and what to expect in 2017

16th Dec 2016

By Hamish Gairns

2016 roundup

Posted in Budget summary

Tags: autumn statement, budget 2016, capital gains tax, Chancellor, corporation tax, Hammond, help to buy ISA, housing demand, housing market, IFA, Isas, landlord tax, LEP, Osborne, pension pots, retirees, savings, savings bond, spring budget, stamp duty

All work and no play; how work has changed for 30 year olds

11th Oct 2016

By Hamish Gairns

All work and no play; how work has changed for 30 year olds

Posted in Financial Planning

Tags: bank of grandma and grandad, bank of mum and dad, equity release, homeownership, IFA, independent pensions advice, ISA, lifetime mortgage, Living Inheritance, Living Inheritance Planning, mortgage, private pensions

Protecting pension pots

26th May 2016

By Richard Smith

Protecting pension pots

Posted in Pensions

Tags: auto-enrolment, company, Financial Services Compensation Scheme, FSCS, HM Revenue and Customs, HMRC, IFA, Lifetime Allowance, LTA, Opt in, Opt out, pension, pension pots, Pension Protection Fund, pension schemes, pensioner, pensions regulator, PPF, private, retiree, saver, savings, State, the Economist, workplace