Help to Buy – what happens next?
18th Sep 2013
10,000 new buyers in just 4 months Help to Buy is the Government scheme, announced in the March 2013 Budget, for the UK mortgage and property market. It is aimed at helping home buyers who…
Posted in Mortgages
Read More Inheritance Tax Planning
16th Sep 2013
Inheritance Tax (IHT) is simply a tax on the money or possessions you leave behind when you die. It also applies to some gifts you may make while you are still alive. A certain amount…
Posted in Financial Planning
Read More Private medical insurance – is it worth it?
30th Aug 2013
How does it work? The UK is one of the few places in the world where there is a free health service for all, so why might you choose to pay for private medical care?…
Posted in Protection Insurance
Read More Savers alert: National Savings & Investments (NS&I) reducing rates
15th Jul 2013
Amongst all the good news about the Government’s Funding for Lending Scheme’s positive effects on the First Time Buyer market and how a jump in house prices means that capital growth is returning for buy…
Posted in Investments
Read More Jump in house prices: capital growth is returning for buy to let investors
3rd Jul 2013
The Nationwide Building Society’s latest house price index data shows that the cost of an average home in the UK has increased to £168,941, which is up by 4% since the beginning of this year.…
Posted in Mortgages
Read More Annuities versus Income Drawdown – which is the best pension option?
19th Jun 2013
When you retire, your pension does not, in itself, provide an income to support you. In fact you have to make some key decisions about how to convert your pension ‘pot’ into an income stream;…
Posted in Pensions
Read More What are the costs of surviving cancer?
10th Jun 2013
(And how can critical illness insurance help you meet them?) Macmillan Cancer Support has released a report which forecasts that, by 2020, nearly half the UK population will get cancer at some point during their…
Posted in Protection Insurance
Read More How to get a return on your savings in a low interest world
6th Jun 2013
Sir Mervyn King chose the theme to Channel 4’s cricket coverage, Mambo No 5 by Lou Bega, as one of his ‘desert island discs’ when featured as a castaway on BBC Radio 4 recently. He…
Posted in Investments
Read More Equity Release – could it provide you with a better retirement?
13th May 2013
You may have seen articles in the national press about how people in retirement who are ‘asset rich’ but ‘cash poor’ - i.e. they own a valuable property but have a relatively low income -…
Posted in Equity Release
Read More Enhanced and Impaired Life Annuities for a higher retirement income
18th Apr 2013
Are you – or is someone you know - approaching retirement age and interested in maximising the income you could get from your pension? Open Market Option Purchasing an annuity allows you to convert your…
Posted in Pensions
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